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Guides for Oahu real estate investors
Plain-language articles on fix and flip financing, rental rules, Honolulu property tax, condos and DSCR loans on Oahu.
Cost Segregation for Honolulu Rental Property: Bigger Deductions in Year One
How a cost segregation study front-loads depreciation on an Oahu rental, why land value matters so much in Honolulu, and how Hawaii treats bonus depreciation.
Fix and Flip Loans on Oahu: How to Finance a Honolulu Renovation
How a fix and flip loan is sized on an Oahu house, what permits and older housing stock do to the budget and timeline, and how to plan the exit.
Short-Term Rental Rules on Oahu: What Investors Need to Know
Where vacation rentals are legal on Oahu, how the 30-day and 90-day minimums work, and how the rules change what a lender will count as income.
Honolulu Property Tax on Investment Property: Residential vs Residential A
How Honolulu taxes homes their owners do not live in, why $1 million matters, and what the tax class does to a rental’s monthly payment and DSCR.
Buying a Honolulu Condo as an Investment: Fees, Leasehold and Financing
What to check before buying an investment condo in Honolulu: maintenance fees and assessments, leasehold land, building rules, insurance and condotels.
DSCR Loans for Oahu Rental Property: How They Work
How a DSCR loan is calculated on an Oahu rental, what goes into the monthly payment, and why the island’s rents and costs make the ratio tight.
Hard Money Loan Document Checklist
What to gather for a rental (DSCR) loan, a new construction loan and a fix and flip loan, divided into one-time documents and documents for each deal.
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